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Colleen Gular


Colleen Gular
423 North Main Street | Doylestown, PA 18901
Phone: 215-348-7100 | Office Phone: 215-348-7100 | Toll Free: 800-360-7100 | Fax: 267-354-6836
Cell: 267-266-2084 | email: cgular@remax.net

My Blog

Why Everyone Should Plan for Long-Term Care

August 9, 2017 1:45 am

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How to Be a Better Volunteer

August 7, 2017 1:45 am

(Family Features)—Volunteers are the driving force for many community causes. Get your start as a volunteer with these tips:

1. Identify a cause or organization that strikes a personal chord. Investing personally helps ensure you genuinely enjoy the time and means you're more likely to give your best effort.

2. Explore what you can give. It may be basic labor like sorting donated items, making calls or stuffing envelopes, but there could also be room to lend your own special skills or talents, such as bookkeeping or artistry.

3. Approach your volunteer role as you would a paying job. Meet with leaders beforehand to gain a clear understanding of mutual objectives, organize a work schedule and deliver on your commitments.

4. Invite friends or family to join you to make giving back to your community an experience you can share together.

Source: Family Features Editorial Syndicate

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3 Strange Things to Clean With

August 7, 2017 1:45 am

When cleaning your home, look past the vacuum and mop to get the job done right. Below are three strange household items that can be a huge help when cleaning.

Mismatched Socks
You know those socks that seem to lose their partners in the wash? Put them in a pile and use them for cleaning! Unlike a rag, you can slip your whole hand inside the sock, which offers better accuracy and mobility when cleaning the shower, counters and more.

Aluminum Foil
Did you know you could clean your old tarnished silver with boiled aluminum foil? Yep, you read that right! Simply boil one liter of water, a tablespoon of baking soda and one strip of foil. Once rolling, drop your tarnished silverware in for 10-20 seconds and remove with tongs. Voila!

Toothpaste!
Clean smudges from your windows, streaks from your glass and stains from your silver by scrubbing with a little bit of toothpaste. Afterward, wipe clean to avoid any lingering residue.

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8 Odd Things to Wash in the Dishwasher

August 7, 2017 1:45 am

Move over, dinner plates! The dishwasher can actually be used to wash a myriad of strange items. Below is a good rundown. A quick bit of common sense: if sudsing up something super greasy or grimy (like an old hubcap), don't mix your eatery into the same load.

Rubber boots and flip flops. Want to wash your favorite rubber footwear? Pop them in the dishwasher upside down.

Kitchen spongers. Toss them into the silverware tray for a speedy sanitize!

House keys. Ever wonder how filthy your house keys get over the years? So long as none of your keys have electric starters, pop the whole ring into the silverware tray.

Grill rack. Is your grill rack covered in grease? Place it on the top tray and set the heat to high to get it gleaming again.

Hubcaps. Crazy but true! Just add a cup of white vinegar to your detergent and hit start.

Nail clippers. Pop these in the silverware tray and they're good as new.

Tools. Get your favorite tools gleaming with a quick cycle in the washer.

Contact lens cases. The dishwasher is a great place to sanitize these every couple weeks or so.

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Can You Retire on a Cruise Ship?

August 4, 2017 1:45 am

For many of today's retirees who are younger, stronger, and far more active than retirees of yore, the idea of retiring to a cruise ship lifestyle—adventure, luxury dining, daily maid service and more—has very definite appeal.

In fact, with a full agenda of activities and entertainment, medical care available if you need it, and no dishes to wash or beds to make—ever—at a cost that may be no more prohibitive than retirement village living, it may make more than a little sense.

So say the alternative retirement planners at Cruise Retirement Ltd., who make it possible for people 50 years-plus to purchase a stateroom on a luxury cruise ship and enjoy unlimited travel in style. You can have full access to cruise ship amenities, see the world's most exotic destinations, and pay all your bills (with the exception of personal extras) with a single monthly payment.

You take your cruise ship friends with you all over the world, families can visit you in any port, and you'll never lack for something to do or a dance or dining partner.

For retirees who don't need regular medical supervision, it may be a wonderful option—so much so that a number of cruise companies directly target the retirement and pre-retirement set.

How financially viable is the idea?

According to a survey published in PubMed, which aggregates biomedical data for the National Center for Biotechnology Information (NCBI), living on a cruise ship costs only about $2,000 more annually than staying in a retirement village or an assisted living facility—although critics have said that rising prices may make that figure outdated.

Still, the next time you (or your parents) embark on a luxury cruise, don't be surprised if you (or they) consider staying on that ship for years!

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5 Ways to Help Your Community

August 4, 2017 1:45 am

(Family Features)—Social responsibility comes in all shapes and sizes, but ultimately it comes down to one common purpose: making the world a better place. From volunteering at local shelters and community centers to feeding those in need at your local food bank, there are countless ways to give back within your community.

According to the Bureau of Labor Statistics, only 25 percent of people in the U.S. volunteered in 2015. However, studies on health and volunteering show that people who volunteer report feeling emotionally, mentally and physically better. Multiple studies show that volunteering has been linked to lower stress levels, lower levels of depression and longevity.

If that's not incentive enough, lending support to organizations in your community can often bring immediate and tangible results that give you a connection and sense of community. There are some programs that even enable people to make a difference by matching them with volunteer or funding opportunities.

"It's exciting to see communities strengthened by their residents," says Angela Allen, program manager for the America's Farmers Grow Communities program, which focuses on supporting local nonprofits in rural communities with the help of local farmers. "The good news is there are several simple and easy ways people can get involved in their communities and make a difference.”

Here are five ways that you can lend a hand:

Volunteering. Nonprofit organizations rely on the support of loyal donors and volunteers to deliver on their missions to improve the communities they serve. Time and talent are among the most valuable gifts you can give a deserving cause. One of the greatest benefits of volunteering is the chance to put your energy and abilities to use for a cause you care about, whether it's feeding the hungry, rescuing animals or some other cause that is close to your heart. Volunteering provides a feel-good way to pursue your personal interests.

Giving blood. According to the American Red Cross, every two seconds someone in the U.S. needs blood. There is an ongoing need to replenish a communities' blood supplies, whether for medical uses or in the aftermath of a tragedy. Giving blood is fast, relatively painless and can save lives.

Donating. Money doesn't make the world go 'round, or so the saying goes. However, it can make a difference when it comes to bettering the community. Nonprofit and community organizations rely on monetary contributions not only to fulfill their existing program needs, but also to expand those services to impact more people. Rather than a single, one-time gift, consider setting up an ongoing donation so your impact continues over time. For small or rural nonprofits in particular, a little bit goes a long way. Another touching way to donate funds: give in honor of a loved one, either as a gift for a special occasion or in memoriam. Rather than giving your parents a gift for Mother's Day or Father's Day, think about a small donation to their favorite charity.

Applying for funding opportunities. Another way to help your community thrive is by exploring avenues to create new funding opportunities for nonprofits. For example, the America's Farmers Grow Communities program provides farmers an opportunity to help a nonprofit of their choice. Eligible farmers can enroll in the program until November 1 at GrowCommunities.com for a chance to direct a $2,500 donation to a local eligible nonprofit organization. Since 2010, the program has given more than $26 million to nonprofits, including food banks, emergency response organizations, youth agriculture programs and more.

Paying it forward. Not every step you take in support of your community has to be a large one; in fact, the ripple effect of a series of smaller deeds can have a truly momentous impact. You can set the feel-good wheels in motion in your own community by simply thinking about a time when someone generously gave their own resources to benefit you and paying forward that kindness with a matching endeavor. You might let a frenzied mom go ahead of you in line at the grocery store or pay for a meal for the elderly couple behind you at the drive-thru. Small gestures spread a feel-good spirit that can encourage others to do their part to make the community a better place, as well.

These are just a few ways that you can give back. Get out and meet with your friends and neighbors in your community to discover how you can best use your time and talents to help the greater good.

Source: Family Features Editorial Syndicate

Published with permission from RISMedia.

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How to Help Your Kids Get Back to School

August 4, 2017 1:45 am

While summer is still in full swing, the annual back-to-school hustle isn't far off. Whether you have kids in Pre-K or high school, Huntington Learning Center shares the following five tips to help parents start the school year off on the right foot:

Get Organized: Now's the time to get everything prepared for the school year. Set up a homework area that is comfortable, well-lit and free of distractions. Prepare an organization system for homework and any paperwork that comes home for the parents. Stocking up on brand-new school supplies can get your child excited about the year ahead of them, and don't forget to grab a new planner for the student to stay on top of assignments.

Do Some Refresher Work: Incorporate school work into your child's schedule as the first day of school approaches. To practice writing, have your child keep a daily journal on the things they did during the day, and integrate reading in the nightly routine. If possible, pull out any workbooks or assignments from last year and review the material with your child.

Get Back Into Routine: Summer schedules are oftentimes more relaxed than during the school year, so prepare your children for school once again by implementing the school routine a few weeks before school actually starts. Begin enforcing an earlier bed and wake time that are similar to the school year routine and think about getting a family calendar started.

Review Expectations: Strong parent-student communication is a key to success, so establish an open communication system. Before the school year starts, be open with your child about your expectations about performance and assignment completion. When the syllabus comes home, walk through the upcoming year with your child, discussing large projects or tests and how to best tackle them.

Talk About Goals: Goal-setting can be a powerful tool. Talk with your child about the things that he or she would like to accomplish or change this school year on both the academic level and others. If your child had any difficulties last year, let him or her know you are there to help and want to maintain open communication about school.

Source: Huntington Learning Center

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Age in Place Easier

August 2, 2017 1:39 am

If you hope to age in your home, you’re not alone. Aging in place is becoming increasingly popular, as many Americans choose to live in their own spaces longer. However, if you hope to age in your home, or you’re helping a loved one age in theirs, you may need to do a remodel. The most common space that needs revamping is the bathroom. Below are a handful of tips from Gold Medal Service for redesigning your bathroom in an age-friendly style.

Things homeowners can do to adapt their bathrooms so it is safer for anyone with limited mobility to use include:

Remodel the bathroom on the main floor. If you have a house with multiple levels, consider remodeling the bathroom which is located on the same level as the bedroom of the physically impaired person who will be using it. Having to climb stairs every time they need to use the bathroom is challenging for individuals with limited mobility, and presents an increased risk.

Provide extra space in the bathroom. Make sure there is enough room in the bathroom to move a wheelchair around. Plan for extended periods of time when the physically-impaired person will need a wheelchair, a walking frame or cane, with doorways set to at least 32 inches wide. And ensure that there is enough space to position a wheelchair next to the toilet, bath or shower, to enable a safe and easy transfer.

Stick with non-slip floors. Non-slip tiles are a must to prevent slipping and tripping on the bathroom floor. Loose rugs can be hazardous so stick with non-slip materials.

Make tubs and showers more accessible. Consider a customized bath wet area. Walk-in tubs are a great solution for the physically impaired, and older bath tubs can easily be replaced with a walk-in bathtub. Consider having a seating area in the shower so an individual does not have to remain standing the entire time while showering. And be sure that the tub and shower surfaces are non-slip as well.

Add grab bars. Using towel rails as grab bars is a major safety risk as they will not support a person. Instead, install grab bars following manufacturer's instructions carefully. Having grab bars next to the bath, shower and toilet are critical to help support someone when they move around the bathroom.

Mind the lighting. Make sure you have ample lighting in the bathroom with a minimal amount of glare.

Remember an elevated toilet seat. People with mobility impairments often find it difficult to stand up from a low-set toilet. Adapting to an elevated toilet seat is helpful and reduces the stress of sitting and standing. Wheelchair users will also find that a wide toilet seat is beneficial, as they can then rely on a lateral sliding transfer to move from the wheelchair to the toilet seat and back.

Consider extra accessories. Properly locating things like soap dishes, shaving stands and shower caddies will make using the bathroom more convenient and safe. Having your professional bathroom installer advise you on where to install accessories will eliminate the need to stretch or reach for soap or shaving cream, minimizing the risk of falling.

Use low-maintenance materials. When you remodel your bathroom, consider using modern materials that are easy to clean, are mildew-resistant, and have a lifetime guarantee. There are many available options for colors, patterns, and styles.

Source: Gold Medal Service

Published with permission from RISMedia.

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A Guide to CEO Activism

August 2, 2017 1:39 am

Are you a CEO considering taking a stance as an activist? CEOs speaking out on hotly debated current issues comes with both risks and rewards. Below, Weber Shandwick identified 10 strategies that CEOs and their companies should consider when approaching activism.

- Don't ignore the slippery generational slope. Millennials are moving into the next generation of leadership and they do not want their CEOs to be bystanders.

- Estimate the price of silence. Millennials are watching.

- Be fully prepared to commit time and company resources.

- Look in the mirror to make sure your organization practices what it preaches. You will be held accountable.

- Consider the channels, messages and tone of voice used when speaking out. Ensure the reasons behind the CEO's stance are clearly articulated and vetted.

- Strength in numbers such as petitions, coalitions, etc. might be a viable solution to a steady drumbeat of contentious political and social issues.

- Have a crisis preparedness plan for a potential social media firestorm.

- Expect to be asked to speak up the next time a hot button issue arises.

- Develop a thick skin and anticipate criticism.

- Establish a firm link between the issue, your company's values and its business.

Source: Weber Shandwick

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Reduce Energy Reliance with Home Upgrades

August 2, 2017 1:39 am

(Family Features)--Enhancing your home's energy-efficient features is a savvy way to make the space more livable while also making a smaller impact on the environment and your bank account.

The U.S. Department of Energy estimates that the average American homeowner spends about $2,000 a year on energy for heating, cooling and other power needs throughout the house. However, inefficiencies caused by poorly operating systems, drafts and other energy drains may account for as much as 10-20 percent of wasted money each year.

Whether your motivation is reducing home energy expenses, creating a more earth-conscious lifestyle or both, there are numerous ways you can make a significant impact on your home's energy efficiency.

Windows
Faulty seals and cracks are responsible for as much as 20 percent of air infiltration into or out of the home, according to U.S. Department of Energy data. Windows are a major culprit for these types of leaks.
If a complete window replacement is out of your budget, there are still numerous ways you can improve the energy efficiency of existing windows. The U.S. Department of Energy estimates that adding storm windows can reduce the amount of heat lost through windows by as much as 25-50 percent. Caulking and adding weather stripping around windows can also make a noticeable difference, as can window coverings such as blinds or drapes that minimize the transfer of heat and cold through window panes.

Doors
Like windows, doors, and especially their perimeters, are a common source of lost energy. Poor insulation due to faulty installation or simply wear over time can contribute to energy loss.
Aside from ensuring a properly installed, insulated and sealed doorway, the door itself can also make a difference when it comes to energy efficiency. For example, foam insulated entry doors offer greater energy conservation than wooden alternatives. Also remember that proper sealing and installation applies to all access points, including garage doors.

Fifth Wall (a.k.a., the Ceiling)
An often overlooked home element, but one homeowners and interior designers are increasingly turning attention to, is the ceiling, affectionately dubbed the "fifth wall." Not only does this surface offer a blank slate for introducing new style to a room, it's also an ideal space to integrate energy-efficient features such as skylights.
Skylights engage all of the senses while providing balanced, natural light that reduces reliance on powered light and ventilation fixtures. In addition, skylights can work in concert with vertical windows to create the "chimney effect" where cool, fresh air enters through vertical windows and warm, stale air escapes from the skylights, cooling your home without using electricity.

Some models like the Velux No Leak Solar Powered Fresh Air skylights, which along with installation costs are eligible for a 30 percent federal tax credit, are powered by solar energy, making them even more efficient. Additional features can further enhance the energy-saving benefits of installing skylights. For example, for added flare and light control, homeowners can add blinds to skylights, choosing from more than 100 colors and styles.  Learn more about making the fifth wall part of your energy-saving plan at whyskylights.com.

HVAC System
Climate control accounts for as much as half of the average home's annual energy costs, so while it's a behind-the-scenes home feature, it's an important one. An outdated heating, ventilation and air conditioning (HVAC) system, or a system that isn't big enough or strong enough for your home's footprint, will draw more energy than necessary to maintain a desirable temperature. Regular service can help keep systems operating smoothly, but eventually all HVAC systems need replacing.

Source: Velux

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