RE/MAX 440  
Colleen Gular


Colleen Gular
4092 Skippack Pike, P.O. Box 880 | Skippack, PA 19474
Phone: 610-584-1160 | Office Phone: 610-584-1160 | Fax: 267-354-6836
Cell: 267-266-2084 | email: cgular@remax.net

My Blog

7 Steps to Start The School Year Strong, Safe and Sound

August 30, 2012 3:10 am

Looking to give kids a better start to their school year? A new list of seven steps can help your child start the year off strong, safe and sound.  

1. Take a realistic look at your child’s emotional school-readiness.
Qualities like being more sensitive or less sensitive, more outgoing or more reserved, louder or quieter, are all normal and have both benefits and potential liabilities. The sooner children can learn to be in charge of their qualities, so that these are gifts instead of problems, the happier and more successful they will be. 

2. Be clear about both safety and learning expectations.
Tell your child clearly, 'I expect you to feel respected and safe at school. And I expect you to act in safe and respectful ways towards others.' Be explicit about what this means, using specific examples relevant to your child.

3. Make a plan for potential problems.
Children can suddenly find themselves struggling with some academic subject or having emotional or social problems with someone in their circle of friends. Explore ways to make learning and interacting with friends easier. Sometimes children need major support, but often a little bit of help can make a huge difference.

4. Stay in touch with what is going on at school.
Many children are tired of school by the time they get home and don’t give much information when asked general questions like, “How was school today?" At the same time, most children like to share what’s going on in their lives if they are listened to without being lectured or having to hear negative comments about themselves, their school, or their friends.

5. Offer support to your child’s teachers and schools.
Teaching is a hard job and schools face many challenges. Supporting teachers and not taking them for granted is vital to helping kids have a good experience at school. 

6. Prepare your children to set boundaries and to advocate for themselves.
In an ideal world, people would always be kind to each other rather than being mean to each other. However, even people who really care about each other annoy and bother each other sometimes. Rehearsing how to handle specific problems will help to increase confidence, reduce anxiety, and build competence. 

7. Advocate for your children when things go wrong.
Remember that, as parents, our job is to make sure that our children are in places that are emotionally and physically safe and with people who are creating a supportive, effective learning environment. If something goes wrong, be prepared to advocate in a respectful, powerful way for your child.

Source: Kidpower.org

Published with permission from RISMedia.

Tags:

Second Homeowners Need Professional Help

August 30, 2012 3:10 am

With the sale of vacation homes surging, more current and aspiring second homeowners are seeking ways to supply cash flow or recover expenses by placing their properties in a professional management program - a tactic that’s ripe for success, according to industry experts. Purchasing the home is just the beginning, however. Making sure it’s updated and marketable is vital to compete in today’s travel marketplace, and to drive revenue for the homeowner.

Today’s second homeowners have a choice: rent and manage the property themselves, or engage a vacation rental professional. Rather than personally handling reservations, marketing, maintenance and more, many homeowners choose to partner with an area property management company to handle the legwork, even when the home is not rented. This could possibly translate into more rental bookings for a higher investment return.

Here are a few reasons why “going with a pro” could benefit some second homeowners:
  • Income: Vacation rental professionals earn homeowners money when a property would normally sit empty. It’s also common for property managers to earn extra guest loyalty and repeat visits by providing the guest services homeowners can’t when going it alone. They can also advise on local market conditions, travel trends, and how to expect and plan for seasonal occupancy demands.
  • Zoning and Legal Counsel: A professional evaluation is vital to determining whether a property is legally zoned for vacation rental business. Partnering with a manager also ensures the property will be operated under a proper tax ID and business license; and that the property meets ongoing inspection requirements.
  • 24/7 Attention: Vacation rental managers service the property, homeowners and guests 24 hours a day, seven days a week, with quick and professional responses thanks to fully staffed teams nearby. They commonly handle questions or emergencies after-hours, a time when homeowners may not be able to (or want to) respond.
  • Guest Services: Day-to-day guest operations are made easier for homeowners, as the professionals collect and process bookings and check guests in/out. Many companies also offer concierge services, which make a rental more marketable – think exclusive perks like a private chef, in-home spa treatments, free movie and video game rentals, grocery delivery options, discounts on activities, etc.
  • Marketing: Some of the biggest advantages to partnering with a professional are the in-depth programs designed to market their inventory. Companies may invest in high-resolution property video/photos, guest surveys, contests, promotional trade outs, brochures and rack cards, advertising, PR and more to drive additional business.
  • Housekeeping: Trained housekeepers keep managers’ vacation rental homes cleaned to hospitality industry standards. Inspectors are often deployed to each property before and after every guest, ensuring consistency and quality.
  • Property Maintenance: It’s standard for professionals to oversee services like lawn care, pest control, pool care, A/C service, etc. They maintain relationships with reliable vendors, and offer guests plans to cover accidental breakages. “Going with a pro” also assures homeowners that there are “eyes and ears” for their second home, versus a property sitting empty without being checked or maintained.
  • Interior Design: Many companies assist with staging and set-up for travelers, including ongoing support with insights and upgrades, and some even offer in-house interior design and property improvement services. Design pros provide detailed plans to meet market demands and make homes more profitable. For example, they can advise on repurposing spaces into game rooms or movie theaters, together with popular “extras,” designs and amenities vacationers look for.

For some second homeowners, hiring professional help may reap even more return on their investment, especially for time-crunched second homeowners. For more information, visit: www.DiscoverVacationHomes.com.

Published with permission from RISMedia.

Tags:

End of Summer Pool-Closing Checklist

August 29, 2012 3:08 am

Summer is cooking itself to a simmering close, and it is time to think about when you will be closing down your pool. Closing your pool doesn't have to be a chore, though. Whether you are in a cold or not-so-cold climate, you will need to do a few things before you close shop. In the week prior to closing your pool you need to:

• Balance water (bring to pH 7.2-7.6) and make any necessary adjustments in calcium hardness, etc.
• Brush and vacuum.
• Shock the pool.
• Re-adjust the sanitizer, then add long lasting algaecide.
• Turn heater off.
• Reduce filtering times gradually over a week.
• Drag cover out and inspect and clean if necessary.
• Remove any ladders, ropes; clean and store.
• Clean around pool area.
• Clean and store pool furniture.

Try and close your pool before the leaves start blowing around. This will help you avoid fishing out a ton of leaves, which may cause an algae bloom in the spring.

• Drain pool water to below skimmer and blow out the lines with a shop vac.
• Plug return with stopper.
• Add special RV/pool antifreeze to skimmer lines, and return lines, if below ground, and shut them down.
• Drain filter of water.
• Inspect filter unit for wear and tear; remove multiport valve.
• Disconnect pump/filter unit if possible and store where they will not freeze. If not possible, then securely cover unit.
• Drag out and inspect water bags, sand bags or milk jugs, and fill them.
• For vinyl lined pools, reduce the chance of ice damage to your liner by floating several LARGE pieces of styrofoam in the pool.
• Roll the cover out over the pool and weight it down securely. During the fall season and before the winter hits, it is a good idea to pump off excess water from the cover. The cover will collect leaves and water and generally be a mess in the spring regardless, but you will reduce the time spent opening the pool and extend the life of the cover by keeping the junk off of it.

If you live in a warm weather climate and will not be using your pool during the winter months, reduce your maintenance schedule, since the temperature will still be high enough to promote bacteria and algae growth. Follow the same preliminary steps as above, and gradually reduce your filtering times.

Source: www.thefunplace.com

Published with permission from RISMedia.

Tags:

Measures for Avoiding Petty Theft While Traveling

August 29, 2012 3:08 am

Thanks in part to a global recession, small crime is on the rise. Petty theft, such as pick-pocketing, is particularly prevalent at the moment. While travelers should still feel safe in tourist-friendly destinations, it’s important to be aware of the problem to avoid becoming a victim. Nothing ruins a vacation faster than having your possessions stolen.

According to The New York Times, the U.S. State Department reported 60,984 passport thefts last year alone. It’s important to know what to do in these situations. Here is what you can do to avoiding falling prey while traveling:

• Keep passports as close to your body as possible.
• Credit cards and cash should be split between traveling parties.
• Don’t bring more cash than you need.
• Utilize hotel safes while at the beach or pool.
• If you’re going to an all-inclusive vacation where everything is prepaid, just bring a few dollars and a credit card.

Even the most careful traveler can be the victim of petty theft. Experienced travelers recommend taking the following actions to deal with passport theft and other petty crimes while traveling abroad:

• Keep a copy of your passport at home.
• File a police report as soon as a theft occurs.
• Bring ID copy and police report to the U.S. Consulate for an emergency replacement.
• Cancel all credit cards.
• If you have an American Express card, they offer a Global Assist® Service including passport assistance and emergency cash.

Source: AllInclusive.co

Published with permission from RISMedia.

Tags:

Tips for Taxpayers to Gain Relief During the Summer

August 29, 2012 3:08 am

Throughout its many years of existence, the IRS has earned its stripes as the most rigorous, relentless and ruthless collection agency in America. While most taxpayers and tax preparers focus on the mid-April deadline for filing income tax returns, the IRS doesn't take a holiday for the rest of the calendar year. In fact, summertime is a prime time for taxpayers to remain financially diligent to maximize tax-debt relief in the short and long term—particularly for those who still owe back taxes to the IRS.

For taxpayers looking to make progress on their IRS tax debt during the summer, the number one priority is to pay the tax debt by basically any means necessary—even if it means getting a loan or paying with a credit card. Owing a loan agency or a bank is a far lesser evil than owing the IRS. If paying taxes now is not an option, ask for additional time to make a full payment, or request a payment plan or an installment agreement, which allows taxpayers to make partial payments over time. To apply for an installment agreement, taxpayers must fill out and submit IRS Form 9465; taxpayers can apply online. (Before beginning the installment agreement process to alleviate tax debt, understand that while it may seem like a simple application process, the IRS is looking for taxpayers to meet certain qualifications to participate.)

In addition to double-checking their withholding on W-4 forms, taxpayers can rectify their IRS tax debt by pursuing programs including the Offer in Compromise, which allows qualifying taxpayers to settle their debt for less than the full obligation, as well as the Fresh Start initiative, which allows individuals and small businesses the opportunity to pay delinquent taxes without paying additional penalties. However, proceed with extreme caution before applying to any of these IRS programs or accepting an agreement. Perhaps the best way taxpayers can accomplish this goal is to seek the assistance of a Certified Tax Resolution Specialist who is a CPA, tax attorney, or enrolled agent specifically trained in tax problem resolution.

For more information, visit www.taxresolution.com/blog.

Published with permission from RISMedia.

Tags:

7 Simple Steps to Healthy Eyes

August 28, 2012 3:08 am

Whether a person is suffering from vision ailments or has 20/20 eye sight, there are plenty of things one can do to ensure a set of healthy eyes. Regardless of age or gender, patients can maintain healthy eyes and severely lower risk of disease or declining vision with just a little precaution. Broken down into seven simple steps, here is what you can do to achieve and maintain a healthy set of eyes:

1) Wear sunglasses. Wearing sunglasses blocks out UV radiation. UV radiation due to sunlight exposure is a known culprit for both macular degeneration and pterygium.

2) The 20/20/20 rule. After every 20 minutes of computer or other close work, look beyond 20 feet, for at least 20 seconds. This will relax the eye muscles and prevent a spasm. This will also allow blinking, which spreads tears and avoids dryness. According to NPR, more than two-thirds of working Americans use a computer at work, and 84% of them say it is essential for their jobs. By following this simple step Americans can help maintain quality eyesight and avoid dryness.

3) Wash your eyes. At the end of the day, take a clean cup and fill it with cool water, then begin to wash your eyes with it. This washes away allergens from the eyes.

4) Do not rub eyes. Rubbing can cause astigmatism, dryness and scratches to the retina. This may also lead to a release of chemical mediators which will cause continual and more intensive itching. This step is especially stressed after undergoing any sort of eye procedure.

5) A Vitamin A rich diet. This includes; almonds and yellow fruit such as sweet potatoes, carrots, spinach and liver (pate). Doing so will help promote quality vision through an individual’s lifetime.

6) Wear eye protection. Before participating in yard work, drilling, welding, or other metal work, make sure to wear clear protective glasses. A growing number of on-site job accidents occur due to lack of proper eye ware. Make sure you have adequate protection before partaking in any hazardous, dusty, or intensive activity.

7) Exercise regularly. There is nothing quite like getting oxygen to the eye, and exercise stimulates all muscles, including the eye muscles.

Following these tips will help patients maintain healthy eyes, lower the risk of disease, and help prolong quality vision for a lifetime.

Source: Dr. Rajesh Khanna

Published with permission from RISMedia.

Tags:

How to Preserve Locally-Grown Produce for Year-Round Dining

August 28, 2012 3:08 am

The abundance of locally-grown fruits, vegetables and herbs can be overwhelming in late summer. To truly take advantage, here are some practical tips to make the most of summer’s bounty by eating some and preserving the rest for delicious dining throughout the year.

Cooking with fresh fruits, vegetables and herbs:

Many Americans do not eat enough fruits and vegetables, so late summer is a good time to add more plant-based foods to our meals. Make fruit cobblers, crisps or pies with stone fruits such as the peaches, apricots and plums that are in season now. Grilling heightens the sweetness of these fruits, making a light, but nutritious dessert. Fruit that is past its prime, but still edible is perfect for no-cook jams and morning smoothies.

Certain vegetables are over-abundant in late summer, especially tomatoes, so serve many tomato-based dishes such as the bread-tomato salad Panzanella, Mexican salsa, gazpacho, and marinara sauce for pasta.

Fresh herbs are usually used in main dishes and vegetables, but they can also be used for chimichurri (an Argentian sauce of herbs, olive oil, garlic and vinegar) or flavored oil by pureeing a fresh herb with olive oil in a blender, then straining it to remove the solids. Served on top of grilled meats or vegetables, chimichurri and herb oil jazz up even the simplest dishes.

Drying:

Vegetables, especially tomatoes, are easily dried in a convection oven (or a food dehydrator). Although any size tomato can be dried, the smaller plum, grape, and cherry varieties work best because they have fewer seeds and dry more quickly. Sliced in half, tossed with olive oil and salt, bake them on parchment-lined baking sheets at 200°F until completely shriveled and dry. Throughout the winter they go into soups and casseroles or dips and sauces where their concentrated flavor lends a taste of summer.

Fruits can also be dried, but work best when sliced fairly thin. Smaller fruits such as blueberries and cherries dry quickly while stone fruits and pears take longer. Vegetables such as carrots and zucchini can be dried into chips for snacking but work best when sliced very thin with a mandolin.

To combat the fleeting shelf life of herbs, use what you need within a day or two, then dry them in the microwave (layered on a paper towel). Depending on the moisture in the herb, they dry in about 2 to 3 minutes and can be stored in jars for use throughout the winter.

Freezing:

Both freezing and canning are time-honored methods for preserving, but canning is more time-consuming and requires special equipment. Instead, one can freeze produce in resealable freezer bags. Herbs―especially soft herbs like basil, chives, cilantro, dill, mint and parsley―freeze well in small freezer bags for six months. They will look a little bruised when thawed, but their flavor is still intact.

Fruits can be frozen, but take the time to freeze the fruits in a single layer on a baking sheet before transferring them to a resealable freezer bag. The fruits freeze faster this way and don’t clump together, helping to maintain their quality after thawing.

Marinara sauces freeze exceptionally well in Mason jars or resealable freezer bags. Transfer sauce to clean containers and refrigerates it for a day to meld the flavors. Sauce can be frozen for up to six months and thaws easily in the refrigerator overnight.

Taking the time in late summer to preserve fruits, vegetables and herbs will bring a Summery taste to your foods, even in the dead of winter.

Source: Carol Fenster, author

Published with permission from RISMedia.

Tags:

Tips on Returning Home After the Hurricane

August 28, 2012 3:08 am

Once a storm has come and gone, it's necessary to continue showing caution even when returning to one's home. With some dangerous storms on the bound, here are a few tips to think about this season following a severe storm such as a hurricane.

Once residents have evacuated, it is important to remain in those secure locations until thestorm has passed, and even then, an immediate return is discouraged. Many areas will be severely damaged and actively dangerous to enter. It is recommended that residents and business owners wait until the all-clear has been given by emergency management officials before any attempt is made to return to the property.

Once back, it is imperative to take note of the structure and the condition it is in, as well as the condition of the surrounding buildings and land. In many cases, a home or business may have been severely weakened from wind and water damage, making the structure prone to collapse. Under no circumstances should any building be entered until structural integrity has been verified.

Residents should also beware of any downed power lines in the immediate vicinity and report all such lines to the authorities. Do not attempt to touch or move these power lines as any such attempt may result in serious injury or death due to electric shock. Even using nonconductive materials, such as wooden sticks, may pose the risk of injury if the stick is wet.

Power may also be knocked out as a result of the storm. If the power was not already shut off in the structure, it should be shut off at this time. The power will eventually come back on, and the homeowner does not want that to happen if they or any other people are standing in or working in standing water. Gas supplies should similarly be shut off, and all utilities should remain shut down until approved by their respective technicians.

Source: Restoration Local

Published with permission from RISMedia.

Tags:

Tips to Curb Excessive Spending for American Consumers

August 27, 2012 3:06 am

According to the Federal Reserve, U.S. consumers owe a collective $870 in debt and a lot of the money owed comes from credit card debt. Especially at a time where the economy is on the way to recovery, Americans are currently deeper in credit card debt than just one year ago—although delinquent accounts are down, a good sign for consumers’ credit reports and their personal finances. Although millions of personal finance books are sold each year to help curb overspending, many times it comes down to the consumer actually being in the aisle of a store and not being able to say no.

In fact, it’s often impulse buys that add up and tend to go on credit cards. Many are surprised when they discover how much they spend on eating out on the run, or racking up expensive bills when they just wanted to buy one thing. One of the biggest questions consumers should ask themselves when shopping is whether or not they can afford the purchase. Just because there is money in a bank account doesn’t mean it is free for spending. You might have a nice bank balance, but if all of your money is obligated to other bills, it doesn’t mean that you can necessarily afford to make a purchase. Live on a budget and know how much you can afford to spend on a given category in a given month.

Consumers are strongly urged to keep a monthly budget to track income and spending habits. This budget is probably the single best tool to manage personal finances. Track your spending habits for one month and you will see some spending that will shock you. It may bring other spending habits to light and cause you to make some big changes to your monthly expenses. You won’t know how much you’ve got to play with or save if you’re not keeping track of where it’s all going, and how much is left.
Other tips include asking yourself if you’re getting the best deal, and what would you be giving up by spending this money. For instance, if a sum of money has been set aside for something special, such as a down payment on a new car or a luxury vacation, one may be less likely to dip into that pot and spend frivolously.

Source: RoadFish.com

Published with permission from RISMedia.

Tags:

Hurricane and Tropical Storm Preparedness Tips

August 27, 2012 3:06 am

The 2012 hurricane season has already seen significant storm activity. So far this year we have already encountered eight named storms. Even now, more formations are occurring which may fully develop into storms before the season’s end.

One of the worst hurricanes in U.S. history occurred in late August 2005 when Hurricane Katrina struck the Gulf Coast. Katrina spanned approximately 200 miles with wind speeds topping out at nearly 150 miles per hour. By the time Hurricane Katrina made landfall it had lost some of its intensity and was downgraded from a Category 5 to a Category 4 Hurricane, but the storm still produced catastrophic levels of torrential rain, severe weather and a 25-foot plus storm surge that devastated New Orleans and much of the Gulf Coast.

Experts describe a hurricane as a severe tropical storm with a circular motion that forms in the warmth of the southernmost waters such as the Atlantic Ocean, the Gulf of Mexico, the Caribbean Sea and the eastern Pacific Ocean. Hurricanes can cause massive amounts of damage with winds in excess of 150 miles per hour, storm surges, tornadoes and flooding due to heavy rainfall.

Here are some tips that can help individuals and families prepare for dangerous hurricanes and other types of severe weather:

• Be prepared: Formulating an emergency plan now is of utmost importance. Waiting for an emergency or the threat of dangerous weather to decide a course of action is a serious mistake.
• Find the best local sources of important information: Maintaining access to radio, news, and websites is important to stay informed throughout any severe weather event.
• Be aware of one’s surroundings and intimately familiar with property, neighborhood, any flood-prone areas, damns, levees, etc. A community can potentially be devastated by severe weather to the degree where even a longtime resident may not recognize or be able to navigate through it without the usual landmarks.
• Having a plan and providing enough time to secure all property is important. This should include securing items such as patio furniture, barbeque grills, garbage cans, decorative lawn ornaments and other items.
• Keeping trees trimmed to lower the risk of wind damage is a good idea.
• Keeping gutters and downspouts clear and maintained to keep water flowing through the proper channels can help avoid wall and ceiling water damage.
• Covering all windows to prevent the glass from shattering is important. The recommended method includes use of storm shutters or 5/8” marine grade plywood.
• Knowing the local Coastal Evacuation Route and/or designated escape plan for the local community should be a focus before the storm hits. In the event of a hurried evacuation, avoiding flood-prone roads and bridges is important.
• Identifying important documents, heirlooms and personal belongings is a smart precaution. Placing them in a safe, easily accessible area inside a protective container for transportation in the event of an evacuation will help save crucial time.
• Ensuring that appropriate insurance coverage has been purchased in the event of future disasters is always something to seriously consider for those in storm prone areas.

Hurricanes are very real threats that have the potential to cause catastrophic damage not only to home and property, but to entire communities. The importance of preparedness cannot be overstated.
Remember that no belongings are important enough to take unnecessary risks for and always follow the instructions of emergency management officials in order to optimize the chances of staying safe.

Source: All Hands Fire Equipment

Published with permission from RISMedia.

Tags:


Copyright© 2017 by  eWebEngine - A Division of Lone Wolf Real Estate Technologies
Powered by Lone Wolf - Real Estate Technologies